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Deposit Insurance Credibility: Revealed Polarized Perceptions

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Mentioning: 1 – Who Trusts State-Run Media? Source Cues, Bias, and Credibility in Non-Democracies – Шириков, Антон Abstract: This study investigates consumer perceptions of life insurance, examining the factors that influence individuals‘ attitudes, preferences, and decision-making processes. Despite the critical role of life insurance in financial planning, many consumers remain hesitant or misinformed about its benefits. Key findings indicate that while awareness of life insurance has increased This reinforces the hypothesis that the results are driven by changes in the credibility of deposit insurance, as the fraction of insured depositors is much larger for households than for firms.

Perceptions of cable news credibility.

(PDF) Credibility Perceptions of Online Political News Among ...

Then, we show that the increase in deposit insurance coverage had an immediate and positive impact on how people perceived the safety of deposits and the credibility of the local currency.

Who do people trust in politics, and why? Our online survey experiment reveals that trust and credibility are driven less by emotional victimization narratives and more by partisanship. Political messages resonate most when they align with the Abstract Purpose The overall purpose of this study is to investigate and gain a better understanding of perceptions of source credibility and consumer motivation to view live-stream broadcasts. Of particular interest is gender differences based on the gender of the broadcaster and viewer.

By analyzing variability in credibility assessments of news outlets CNN and FOX, this study extends prior research focusing on perceptions of credibility for a single media source. Using national survey data from 2006 and 2008, we find that demographic and political characteristics help to explain different patterns of perceived credibility. Those detecting larger differences

RQ1: (main effects): How does fear in media headlines influence the public’s (a) risk perceptions and (b) preventive behaviors? RQ2: (interaction): How does fear in media headlines interact with community factors (i.e., presence of illness and residential density) to influence the public’s (a) risk perceptions and (b) preventive Our survey on banking risks and the deposit insurance scheme also contains direct information on the perceived credibility of the deposit insurance scheme. To measure respondents’ trust in the DI-scheme we have asked them the probability that a deposit holder owning 50.000 euro will in reality receive this entire amount back in case of a As the Financial Stability Forum1 points out, it is essential that the public is informed about the bene ts and limitations of a deposit insurance system. Only when its characteristics are publicized regularly, its credibility can be maintained and strengthened (Financial Stability Forum (2001)). Therefore, Garcia (1999) claims that the public should be informed of the key elements of the

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We use data on deposits at banks operating in Portugal, including branches and subsidiaries of foreign banks, and build on two events that occurred during the euro area sovereign debt crisis to identify the e ect of shocks to deposit insurance credibility on deposi-tors‘ reactions. The rst event examines depositors‘ response to sovereign risk.

Trust, disinformation, and digital media: Perceptions and expectations about news in a polarized environment Abstract The success of deposit insurance arrangements at eliminating bank runs is likely closely tied to their credibility. We investigate this hypothesis building on two episodes which tested the insurance protection offered by the Portuguese arrangement in the midst of the country’s sovereign debt crisis. Our results show that Portuguese depositors responded to foreign banks’

The success of deposit insurance arrangements at eliminating bank runs is likely closely tied to their credibility. We investigate this hypothesis building on two episodes which tested the insurance protection offered by the Portuguese arrangement in the midst of the country’s sovereign debt crisis. Our results show that Portuguese depositors responded to foreign banks’ examine the perceptions of media trustworthiness in Russia, a prominent electoral autocracy. Can the sovereign backstop actually weaken the credibility of deposit insurance mechanisms in some circumstances? This paper examines two episodes that occurred during the euro area sovereign debt crisis (2010-2013) to better understand the role of the credibility of the sovereign backing the deposit insurance arrangements.

Request PDF | Social media news use and polarized partisan perceptions: mediating roles of like-minded and cross-cutting discussion | Drawing on the revised communication mediation model and the Author(s): Wasdahl, Alex | Abstract: The advent of AI-generated news as a novel form of content demands renewed attention toward modes of understanding reader perceptions. This research sought to answer: What evaluative criteria do readers use to perceive automated news content? To answer this, the study employed a two-phase survey methodology designed to elicit reader

Sovereigns usually back up their deposit insurance arrangements to lend them credibility. When the sovereign is in distress, the credibility of deposit insurance might be threatened, with detrimental effects to financial stability. We investigate the behavior of depositors during the euro area sovereign debt crisis to understand the importance of deposit insurance credibility. We

Trust and Emotions in A Polarized World In the polarized world of politics, trust and credibility are often elusive goals. Our preliminary findings offer intriguing insights into what makes political messages resonate—or fail—depending on the audience. By relocating their deposits into these newly formed branches during a period of sovereign distress, depositors became insured by a deposit insurance scheme with a stronger fiscal backstop. These results document a novel channel through which sovereign-bank links can be reinforced during a crisis: the credibility of deposit insurance.

By relocating their deposits into these newly formed branches during a period of sovereign distress, depositors became insured by a deposit insurance scheme with a stronger fiscal backstop. These results document a novel channel through which sovereign-bank links can be reinforced during a crisis: the credibility of deposit insurance. sam-paech/spiral-bench-v1.0-results-conversations · Datasets at Hugging Facetrain · 450 rows The paper tests if these events, which may have challenged the credibility of deposit insurance, had an impact on depositors’ behaviour in Portugal.

26.1 Introduction A deposit insurance scheme is a (generally) government run (or sponsored) arrangement whereby certain types of deposits (or depositors) are protected from loss otherwise arising from the failure of a bank. Typically, the amount protected is limited to some maximum specified amount per depositor. The deposit insurance scheme is also intrinsically linked to The Role of Elite Credibility and Knowledge in Public Perceptions of Foreign Policy | Existing theories of foreign policy opinion formation tend to treat elites as a black-box category for members Without knowing the election outcome, the act of voting was sufficient to increase polarized perceptions of the candidate. This raises the possibility that increasingly polarized perceptions of election legitimacy from pre- to post-election is due to people having voted, not to their having learned the election outcome.

Abstract and Figures This paper provides unique survey evidence on consumer awareness about deposit insurance and on consumer perception of the stability of small and systemic banks.

Download Citation | Polarized perceptions, polarized preferences? Understanding the relationship between inequality and preferences for redistribution | When studying the relationship between By relocating their deposits into these newly formed branches during a period of sovereign distress, depositors became insured by a deposit insurance scheme with a stronger fiscal backstop. These results document a novel channel through which sovereign-bank links can be reinforced during a crisis: the credibility of deposit insurance.

By relocating their deposits into these newly formed branches during a period of sovereign distress, depositors became insured by a deposit insurance scheme with a stronger fiscal backstop. These results document a novel channel through which sovereign-bank links can be reinforced during a crisis: the credibility of deposit insurance. This study tests how perceptions of misinformation and disinformation in one’s general news media environment relate to media trust and media consumption patterns, relying on survey data from 10 European countries. The results show that perceptions of misinformation and disinformation are both related to reduced trust in the news media. Furthermore, they go Why a Deposit Insurance? Properly designed formal or explicit deposit insurance systems shift the cost of the insurance to the banking industry and away from the government itself, which is the funding source when implicit or assumed schemes are in place.